O mercado inglês está em transformação. Seria quase um insulto (20 anos atrás) para o inglês aceitar que um banco espanhol se tornasse um player importante. Vejam o artigo do FT. (Artigo completo apenas para subscritores).
Santander will be allowed to bid for Royal Bank of Scotland’s 312-strong business-focused branches under competition rules agreed between London and Brussels.
The Spanish banking group has less than 8 per cent of the UK small business lending market and will be allowed to bid for the group of branches when it is put up for sale.
The Spanish group has almost 14 % of the retail banking market in the UK.
The government will ensure that the sale of 700 bank branches owned by the part-nationalised banks will not push any bank’s market share past 15 per cent of any specific market. (15 % de participação é um marco para o SANTANDER).
This will prevent HSBC and Barclays from bidding and should leave the field open for new entrants such as Virgin.
Alistair Darling, the chancellor, on Sunday set out plans to divest major assets owned by the nationalised banks within “three to four years”. “I will only sell when the conditions are right and when we get our money back,” he said.
Neelie Kroes, the EU’s competition commissioner, has urged the government to ensure the sale of assets such as Lloyds’ Cheltenham & Gloucester brand and the “good” wing of Northern Rock. Hundreds of bank branches are likely to be rebranded as TSB or Williams & Glyn and sold.
The plans will be outlined by Mr Darling in a statement this week in which he will update the House of Commons on the progress of the asset protection scheme for insuring potentially toxic assets owned by RBS and Lloyds.
The government is still set to inject about £26bn of capital into the bank in return for so-called “B” shares without voting rights.
RBS will take a higher “first loss” on any toxic assets of £60bn instead of the £40bn mooted in February. However, RBS will be less tightly bound into the insurance scheme.
The government will also announce the terms of a £21bn fundraising by Lloyds Banking Group allowing it to escape the asset protection scheme in return for a £2.5bn “break fee”.
.Copyright The Financial Times. Artigo completo
http://www.ft.com/cms/s/0/51c343e4-c72a-11de-bb6f-00144feab49a.html
O aprendizado é que o processo de consolidação do mercado financeiro internacional ainda não acabou. Reforça a solidez dos bancos brasileiros.
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